While you're away at college you will need to have your own health insurance in case you become ill or injured and spend days laid up in college bedding. While no one plans on having health issues, they are a fact of life and you need to be prepared. In fact, there are a number of colleges and universities that require students to have health insurance as a condition of their enrollment. 1. Check with your parents about their plan. You can typically stay on their plan until you reach the age of 26 however you must continue to be a student in order to be eligible for the benefits. Look into the details of the plan. Some insurance companies offer the benefits to college students so long as they remain in the same living area. 2. If you are ineligible to continue on with your parents' insurance plan you will need to look into getting coverage for yourself. There are regulations in place that require employers to continue providing health insurance for eighteen months...
College lifestyle blog on dorm experiences, bedding ideas, and the ins and outs of campus life.